international student OSHC Visa 500

Overseas Student Health Cover

Join one of Australia’s largest OSHC providers

Easily maintain health insurance for your stay while you are on the student visa.

Health Network
If something happens, you can rely on our large network of doctors and medical providers across Australia.
We are ready to help whenever you need us with our 24/7 emergency and assistance phone for members.
MyHealth App
Take control of your cover with our Allianz MyHealth app designed to make your life easier.
Doctors on Demand
Access a health professional from the comfort of your home. Allianz Care Australia OSHC members have access to a qualified doctor 24/7 via phone or video call.
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MyHealth App
Take control of your cover with our Allianz MyHealth portal and apps, designed to make your life easier. Submit a medical claim, check the status of your claims or view your policy documents at the touch of a button, anytime, anywhere, even offline.
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Find a Doctor
Our find a doctor tool helps you find health professionals close by that bill us directly.  Simply enter your postcode and choose your closest health professional. 
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Find a Doctor
We offer a Hospital in the Home treatment model. For a number of conditions you could stay in the comfort of your home and have a medical specialist come to you.
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In Australia, Overseas Student Health Cover (OSHC) is a mandatory requirement of your student visa unless an exception applies. You must have OSHC for the entire time you are studying here. OSHC helps you easily access medical services while you are in Australia – so you can focus on your studies and enjoying your time here.

To meet the student visa requirements and eligibility for OSHC the Australian Government requires that you have continuous OSHC for the entire length of your stay in Australia. When you purchase OSHC, you’ll need to pay your policy premium upfront to cover you for the length of your student visa.

Singles –  covering only the overseas student who is the primary Student Visa holder*

Dual family – covering the overseas student, and either:

  • One adult spouse or de facto partner
  • One or more children under the age of 18 years old

Multi-family – covering the overseas student and more than one dependant, which can include:

  • Only one adult spouse or de facto partner
  • One or more dependent children

*Important note: if you hold a secondary student visa, you must be insured under the same policy as the primary student visa holder.  You are only eligible to hold a single OSHC policy if you are the primary visa holder.

As an international student, you are required to maintain adequate health insurance for the entire duration of your stay in Australia unless an exception applies. Overseas students who don’t maintain adequate health insurance are at risk of having their visa cancelled.

Allianz Care Australia may provide the Department of Home Affairs with the name and contact details of any member who has cancelled his or her Policy or whose premium is refunded.

The Australian Government requires you have continuous OSHC for the entire length of your stay in Australia. You can purchase OSHC for the proposed length of your Student Visa.

Start Date
Your OSHC policy start date should match your arrival date in Australia to ensure that you are covered for the entire length of your stay. 

End Date
Your OSHC policy end date should match your departure date from Australia to ensure that you are covered for the entire length of your stay.


To learn how to calculate your cover start and end date visit the Department of Home Affairs.  

Allianz Care Australia has two different ways you can make an OSHC claim. 

Find out more about making an OSHC claim here.

Allianz Care Australia's standard Overseas Student Health Cover does not cover dental, optical, physiotherapy or other extras treatments. You can arrange additional coverage for such service with OSHC Extras coverage. To find out more about what OSHC does cover, compare OSHC here.
If the country you are from has a reciprocal health care agreement with Australia, you may be able to access some subsidised health services with Medicare while you are here. Even if your country has an agreement with Australia, your access to cover may be limited and you may still require OSHC.
The cost of your overseas student health cover will depend on how long you plan to study in Australia, your visa and the number of people on your policy.
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