Overseas Visitor Health Cover 

As experts in international health insurance we are committed to making your journey to Australia simple and easy
Access your health care
If something happens, you can rely on our large network of doctors and medical providers across Australia.
We are ready to help whenever you need us with our 24/7 emergency and assistance phone for members. 
Online Certificate
Purchase online and you will receive your Certificate of Insurance via email. 
Our OVHC policies meet the Australian Government's requirements for adequate health insurance (visa condition 8501).
telehealth powered by doctors on demand
Talk to a doctor from the comfort of your home. Allianz Care Australia members who purchase Standard, Mid or Top coverage can speak to a qualified Australian based doctor 24/7 via phone or video call. Doctors on Demand is not available for Budget Working cover and Budget Visitors cover policies.
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We understand arriving in a new country can be a daunting experience. That is why we have put together a series of help and support articles, helping you to navigate your way through the health system and your cover.

Help and Support
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Overseas Visitor Health Cover (OVHC) is health insurance for international visitors visiting or working in Australia on a temporary visa. OVHC is available for people travelling to Australia on holidays, visiting relatives, or for those who are working on a temporary basis.

If you become sick or have an accident while you are here in Australia, Allianz Care Australia OVHC will help you pay for your medical costs.

Allianz Care Australia provides OVHC for a range of eligible visas. From visiting visas to working visas including 485, 485, 417, 600, 601 and 651. If your visa subclass is not listed on the visas we cover page, then we do not provide for Overseas Visitor Health Cover for that visa.

Unless you are an Australian or New Zealand citizen, an Australian permanent resident, or a citizen of a country that has a Reciprocal Health Agreement with Australia, you will not be eligible for Medicare - the public health insurance system. Without access to Medicare, paying for medical treatment can be prohibitively expensive.

If your visa is subject to condition 8501, you’re required to maintain adequate health insurance for yourself and any family. This means that maintaining adequate health insurance is a mandatory requirement while the visa holder is in Australia.

There might be times when you are sick or injured and need assistance. Your OVHC covers you for medical costs that would normally be covered by the Australian Medicare system if you were an Australian resident.

Whether you’re coming to Australia for a holiday, visiting family or friends, or visiting for work, we provide OVHC that meets visa condition 8501 which applies to the 482 Temporary Skill Shortage and 485 Temporary Graduate visas as well as others.

Overseas visitors may want to consider OVHC to help pay for medical treatment in Australia as it can be expensive and you may not be eligible for Medicare (the public health insurance system for Australian residents). OVHC is a requirement if your visa is subject to visa condition 8501. Allianz Care Australia OVHC policies meet the requirements of adequate health insurance (visa condition 8501).

When you are away from home, it is important to know medical treatment is available and affordable if something was to happen to you. 

For relevant visa types subject to visa condition 8501, the Australian Government requires that you and your dependants have adequate health insurance for the entire length of your and your dependants' stay in Australia.

Your cover starts on the later of, the start date shown on your Certificate of Insurance, the date your eligible visa is granted or the date of your arrival in Australia.

Your cover ceases on the date of your departure from Australia, the date you cease to hold an eligible visa, the date we or you cancel your policy or the end date shown on your Certificate of Insurance, whichever occurs first.

You can easily make a claim on your OVHC policy by filling out the PDF claim form then submitting it by email with your supporting documents and receipts. For more information visit, how to make a OVHC claim.
Allianz Care Australia's OVHC for Mid and Top Working Cover includes extras cover for dental and optical. Our Top Working Cover also includes extras cover for physio and hearing aids.
The cost of your OVHC will depend on a number of factors including your visa, the level and duration of cover and the number of people included in your cover.

In Australia, health care is made up of a mixture of services funded by the Australian Government and private health insurance. Australian residents are automatically covered for many hospital and medical costs under the Government’s Medicare scheme, but many Australians choose to take out additional cover through the private health care system.

Medicare covers areas of medical, hospital and pharmaceutical costs, but doesn’t cover medical services like private hospital costs, dental, physiotherapy and similar services, emergency ambulance assistance or other transport to hospital.

For international workers and visitors who are not covered under Medicare, you can purchase Overseas Visitor Health Cover (OVHC).

If your visa type requires you to maintain adequate health insurance while you are in Australia (visa condition 8501), Allianz Care Australia OVHC policies meet the requirements of adequate health insurance (visa condition 8501).

If your visa type is not subject to condition 8501 and you are not eligible for Medicare, you may like to consider purchasing an Allianz Care Australia OVHC policy to ensure that you have cover for any unplanned medical or hospital care you may need while in Australia.

You can check your visa conditions here

For the list of visas that we cover, click here

We offer a variety of cover to suit your needs