Our OSHC does not include services such as dental, optical and physiotherapy.
OSHC Extras is an optional health insurance policy that covers some common services you might need from time to time. Like getting your teeth cleaned by a dentist, new reading glasses or physiotherapy treatment.
You can purchase an Extras policy specifically designed for international students through private health insurer, Peoplecare.
Peoplecare's Extras for Overseas Students offers 4 levels of cover - so there's an option to suit everyone's needs and budget.
You can choose from:
Keep in mind that annual limits are based on the financial year (1 July to 30 June) and are per person unless stated otherwise.
There are a few things that are not covered by Peoplecare’s Extras for Overseas Students, for example optical doesn't cover non-prescription glasses, contacts or sunglasses. Services that are for sport, recreation or entertainment are also not covered. For a full list of exclusions, read the Policy Document.
Most health funds have waiting periods on some services to keep things fair for all members.
A waiting period is a period of time applied to each new membership, or when cover is upgraded, during which benefits are not payable.
If you are transferring directly from another health insurance fund with a similar level of cover, no waiting period will apply on services covered. Otherwise after joining the fund or upgrading your cover you will need to wait two months for dental, physiotherapy, chiropractor and osteopath, or six months for optical.
For more info on Peoplecare’s Extras for Overseas Students: