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  • 100% of the  Medicare Benefits Schedule (MBS) fee for medical services provided in hospital 
  • Public hospital shared ward accommodation for overnight or same-day hospital stays 
  • Private hospital accommodation (for hospitals that have a contracted rate with Australian Health Services Alliance)
  • Surgically implanted prostheses up to the approved amount listed on the Australian Prostheses List 
  • You are covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment
  • General Practitioner (GP) including telehealth - We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service.
  • We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service.
  • For example X-rays and blood tests. We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service. 

Expenses payable that exceed the equivalent of the current Pharmaceutical Benefits Scheme (PBS) patient contribution:

  • Up to $50 per approved prescription medicine 
  • Up to $300 each year for singles 
  • Up to $600 each year for families or couples
Disclaimer For more details read the relevant Policy Document. You can only claim prescription medicines included in the Pharmaceutical Benefits Scheme (PBS) list and for items that cost more than the PBS co-payment fee. To see the full list of PBS medicines and the current co-payment fee, visit the Department of Health website.
t

Covers only the overseas student who is the primary Student Visa holder*

 

v
Covers the overseas student, and either one adult spouse or de facto partner or one or more children under the age of 18 years old.
 
n
Covers the overseas student and more than one dependant, which can include only one adult spouse and de facto partner and one or more dependent children under the age of 18 years old.
 
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The Australian Government requires that you have continuous OSHC for the entire length of your stay in Australia unless an exception applies. So when you purchase OSHC, you will need to pay your policy premium upfront to cover you for the length of the student visa you are applying for.

*If you hold a secondary student visa, you must be insured under the same policy as the primary student visa holder.  You are only eligible to hold a single OSHC policy if you are the primary visa holder.

Before purchasing ensure you read the policy wording document to ensure the policy is right for you.

 
POLICY WORDING